Granville Homes for Sale in Prescott Valley, AZ
Are you looking for a wonderfully built new home in a nice community close to hiking, medical, and shopping? Well then, let me welcome you to Granville in Prescott Valley, Arizona! This exquisite subdivision offers its residents a broad list of neighborhood amenities that include a remarkable clubhouse, great gym, meeting, hiking trails, parks with basketball courts, tennis, pool and spa, all at an undeniably great location in the heart of Prescott Valley. The best part is that Granville gives you the lifestyle you deserve at an affordable price point!
Discover Granville Homes
Discovering how living in a Universal Home is and visiting the models to see the luxury of these beautiful homes. If you decide upon a Granville home – you will be happy to find yourself living with a home of quality craftsmanship, with an active community, surrounded by luxurious environments. These are some of the best and most affordable homes today.
With a wide variety of inventory, the Granville homes range from 1,100 sq. ft. up to 2,500+ sq. ft, and prices starting in the low $200K’s up to $400K! With this variety and large lot size options, there’s really something for every buyer who visits this community. I would love to give you a personal tour and show you anything from the resale market to the beautiful model homes. Call me today to set an appointment and let me personally give you a tour of one of the best subdivisions in Arizona today.
Prescott Valley and Granville Homes offer affordable site built home options.
Prescott Valley is a scenic and wonderful option for homeowners to find great value in an up and coming city full of growth and opportunity. Also, this town is one of the fastest growing cities in Arizona. Having a great location positioned between Bradshaw Mountain Ranges and Mingus Mountain, this active community is located near the Prescott National Forest. A number of activities that include wonderful lakeside hiking, shopping, movies and dining out… can all be accomplished within a full day.
First Time Home Buyer Basics and Tips
Buying a home can be thrilling and nerve-wracking at the same time, especially for a first-time homebuyer — it’s difficult to know exactly what to expect. The learning curve can be steep, but most of the issues can be resolved by doing a little financial homework.
Typically, mortgage lenders will request 2 recent pay stubs, the previous 2 years’ W-2s, tax returns and the past 2 months of bank statements — every page, even the blank ones.
Buying a home can take a long time, but knowing what you need and where to find it can save time when you’re ready.
Evaluate Assets and Liabilities: So you don’t owe too much money and your payments are up to date. But how do you spend your money? Do you have piles of money left over every month, or are you on a shoestring budget?
Check your credit: The homebuyer’s credit score is among the most important factors when it comes to qualifying for a loan these days.
Just because you pay everything on time every month doesn’t mean your credit is stellar, however. The amount of credit you’re using relative to your available credit limit, or your credit utilization ratio, can sink a credit score. The lower the utilization rate, the higher your score will be. Ideally, first-time homebuyers would have a lot of credit available, with less than a third of it used.
Repairing damaged credit takes time — and money, if you owe more than lenders would prefer to see relative to your income. If you think your credit may need work, begin the repair process at least 6 months before shopping for a home.
Mortgage Lenders: Finally, speak with mortgage lenders when you’re starting the process. Check with friends, co-workers, and neighbors to find out which lenders they enjoyed working with and ask them questions about the process and what other steps first-time homebuyers should take.
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Joe Karcie – RE/MAX Mountain Properties
731 W Gurley Street / Prescott, AZ 86305